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Terms & Conditions

Please read these terms carefully before using our services

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Effective Date: January 1, 2026

Last Updated: January 1, 2026

1. Acceptance of Terms

By accessing and using the Lords of Lending training platform ("Service"), you accept and agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must not use the Service.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Service. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

2. Use License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to:

  • Access and use the Service for personal, non-commercial educational purposes
  • Download and print training materials for personal study
  • Earn certificates upon successful completion of training modules

Restrictions

You may not:

  • Copy, modify, or distribute any content from the Service
  • Use the Service for any commercial purpose without written permission
  • Share your account credentials with others
  • Attempt to circumvent any security measures
  • Use automated tools to access the Service
  • Reverse engineer or attempt to extract source code

3. User Accounts

To access certain features of the Service, you must create an account. You are responsible for:

  • Providing accurate and complete registration information
  • Maintaining the security of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized access

We reserve the right to suspend or terminate accounts that violate these Terms or for any other reason at our sole discretion.

4. Payment Terms

Some features of the Service may require payment. By purchasing a subscription or course:

  • You agree to pay all applicable fees
  • You authorize us to charge your payment method
  • Fees are non-refundable except as required by law
  • We may change pricing with 30 days notice

Refund Policy

We offer a 14-day money-back guarantee for paid subscriptions. To request a refund, contact us at support@lordsoflending.com within 14 days of purchase.

5. Intellectual Property

All content on the Service, including but not limited to text, graphics, logos, images, audio, video, and software, is the property of Lords of Lending or its licensors and is protected by copyright, trademark, and other intellectual property laws.

The Lords of Lending name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Lords of Lending. You may not use such marks without our prior written permission.

6. User Content

If you submit any content to the Service (such as forum posts or feedback), you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content worldwide.

You represent and warrant that you own or control all rights to any content you submit and that the content does not violate these Terms or any applicable law.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that:

  • The Service will be uninterrupted or error-free
  • Defects will be corrected
  • The Service is free of viruses or harmful components
  • The results from using the Service will meet your requirements

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LORDS OF LENDING AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • Your access to or use of (or inability to access or use) the Service
  • Any conduct or content of any third party on the Service
  • Any content obtained from the Service
  • Unauthorized access, use, or alteration of your transmissions or content

In no event shall our total liability exceed the amount you paid us in the twelve (12) months prior to the claim.

9. Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to our collection and use of your information as described in the Privacy Policy.

10. Changes to Terms

We may revise these Terms at any time by posting an updated version. The "Last Updated" date at the top of this page indicates when the Terms were last modified. Your continued use of the Service after changes constitutes acceptance of the revised Terms.

For material changes, we will provide notice through the Service or via email to the address associated with your account.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [State], without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in [City, State] for the resolution of any disputes.

12. Contact Information

If you have any questions about these Terms, please contact us:

  • Email: legal@lordsoflending.com
  • Address: Lords of Lending, [Address], [City, State ZIP]
  • Phone: [Phone Number]
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